The Deal Score, and why it is computed after tax
Nine weighted components, each carrying its own reasoning, scored on profit after tax and capped by hard gates. A pre-tax score flatters every deal, and…
Writing
Deals with the working shown
Every figure here is computed by the same engine that produces the Deal Room, on profit after tax. That includes the deals we refused — those are the ones worth reading, because anyone can publish a deal that worked.
Red Team stress testing: finding the fragile deal
Nine scenarios move the value, the works, the rate and the timeline — one at a time, then together. Only single-factor losses cap the score, because a deal…
The exit matrix: a position, not a bet
Sell, refinance and hold, rent, or assign — every way out of a property costed side by side and after tax. A deal with one exit is a bet on that exit; a deal…
Net advance: what a bridging facility really releases
A facility is not a cash sum. Where interest is retained it is deducted at drawdown, so the net advance is smaller than the headline. A capital stack…
The refinance window: a date, not a status
A short-term facility must be refinanced or repaid on a date computed from completion and the term. Seasoned at six months, urgent ninety days out. What…
The Buyer Readiness Passport, graded A to D
A buyer's identity and funding evidence, graded A to D, deciding whether they may be put in front of a seller at all. Grade C is the trap: we know exactly…
Material information: publishing what nobody checked
A listing fact has three states, not two: stated, not applicable, and not known — with a record of who was asked. A buyer cannot tell 'no covenants' from…
The walk-away price in a deal: computed, not chosen
The highest price at which a deal still works is computed from the same engine that scores it, so it cannot drift during a conversation. An offer below…
A free property appraisal that shows the true discount
Every cost, the transfer tax and the stress tests on figures you supply, with no account and nothing tracked. It returns buyer-side arithmetic, not a Deal…
Publish a property from a link, material facts only
An agent, an auction house or a seller pastes a link to a listing they are entitled to publish, and the facts are imported — never the photos or the copy.…
Sourcing leads from licensed data, without scraping
Discovery reads only sources with a recorded licence, through a single outbound path that obeys robots.txt and rate limits. A guessed email address is…
Seller Protection: the check that can refuse a deal
A check that can stop a transaction outright, not warn about it. A block caps the Deal Score at 35, forces a rejection and counts the buyer as zero. Absent…
Below market value is not the same as a discount
The headline discount ignores stamp duty, finance, works and selling costs. True discount counts every pound deployed, and it is almost always worse.
Stamp duty and the additional dwelling surcharge
A company pays the additional dwelling surcharge from the first pound, with no starting threshold. On a typical purchase that is thousands, before anything…
What open property data shows before a listing
Price Paid Data and the EPC register are free, official and quietly revealing. Together they show which properties were prepared for sale and never sold.
Selling a house that needs work: assisted sale?
A cash sale, an assisted sale, a deferred structure or an ordinary listing. What each one pays, how long it takes, and what you give up for the speed.
When a deal pack becomes a financial promotion
Direct property purchase sits outside the perimeter. Package it, share it, or publish a return, and the same pack becomes something only an authorised person…